Are you a real estate investor looking to acquire a DSCR investment property loan? Valor is here to help you avoid using hard money and qualify for investment property acquisitions and refinances by using the cash flow of the investment property itself. Traditional mortgage lending requires tax returns during the loan approval process but a DSCR investment property loan does...

The Arizona Cardinals saw massive turnover this past season and offseason. General Manager Steve Keim took an indefinite leave of absence from the team in December 2022, eventually stepping down entirely the following month. With the Cardinals struggling to a 4-13 record under then-head coach Kliff Kingsbury, Arizona’s leadership decided to blow everything up, bringing in general manager Monti Ossenfort...

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Learn about a Bridge Loan | Valor Lending Group A Bridge Loan is also known as a ‘hard money loan’ which is an oxymoron because they are not hard. The term hard money is more in reference to ‘hard money (cash) on the barrelhead’ so to speak. Quick and easy. This is an asset-based loan with limited documentation, easy qualifying,...

Bank Statement Loans are The HOLY GRAIL in the Non-QM mortgage loan space. Valor Lending Group’s bank statement loans are geared to benefit self-employed individuals, gig workers, investors, and independent contractors. Since 2020 we have seen a surge in the “gig working” economy, there has been millions of Americans that have tried “gig work” and now 36% of US workers...

In the complex world of finance, bad credit can often prove to be a significant hurdle when seeking loans. However, some unique financial products cater specifically to individuals with a less-than-stellar credit history. Bad credit loans have gained increasing prominence, providing an essential lifeline to those in need of funds but constrained by their credit scores. These loans pave the...

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AI and robotics will revolutionize industries and society in the next decade. This article explores trends, breakthroughs, and ethical implications.

Have you ever wondered what happened to a long-lost family member? Do you have an estranged sibling or relative you've been trying to reconnect with? Finding and reconnecting with family members can be daunting, especially when you have limited information on their whereabouts. Luckily, TruePeopleSearch.io is a people search website that can help you locate and reconnect with your loved...

Fire watch guards are trained to monitor buildings and property, identifying any hazards that may lead to a fire. They also check fire extinguishers, smoke alarms, and sprinkler systems. Often, fire watches are needed when business owners face problems with their fire suppression systems. Whether it’s a water supply issue, fire alarm malfunction, or a power outage, these professionals are...

Phoenix, Arizona, is one of America’s most important heartland cities. Phoenix represents a functional pulse that politicians and advertisers alike put their finger on to gauge how the general public might feel about a certain issue. It’s a Southwestern city filled with pride and salt-of-the-earth people who work every day of their lives striving towards the American dream. It’s a...

Becoming a parent is one of the most amazing experiences in the world. However, it can also be a bit overwhelming. There are many things to think about and decisions to make. One of the most important decisions you'll make is what kind of formula to feed your baby. HiPP baby formula is a popular choice for many parents, but...

There has been an enormous rise in iGaming in the Great White North over the past few years. Highly-modern payment methods like Trustly or Bitcoin have led to this huge uprising, making online casinos and sports betting sites some of the most promising online sites in terms of innovations and developments. Knowing this, we decided to test, review, and rate...

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As time goes by, technology keeps advancing, making our lives easier and more convenient one innovation at a time. Hundreds of thousands of industries are projected to grow massively at unforeseen rates thanks to the increased accessibility through a new inter-connected virtual world powered by advanced technologies such as Blockchain, AI and more. One particular ever-growing industry which seems to...