A while back, an Australian millionaire famously declared that if millennials don't stop spending so much money on avocado toast, they'll never be able to afford to buy houses. To which we say: We think the enormous student loan crisis is probably a bigger stumbling block to home ownership, and more important, avocado toast is delicious and we're never giving it up, down payment be damned. Noble Eatery, a casual lunchtime spot in midtown Phoenix, is where we like to go to fritter away our financial futures.There are no bells and whistles on the avocado toast here, just rich, chunky avocado with tomatoes and chimayo chile powder piled high on thick slabs of hearty, chewy Noble Bread. It's filling without being heavy, which is also how you can describe the rest of the menu; it includes salads, sandwiches, pizzas, and other things on toast, all of it utterly satisfying. Who needs home equity, anyway?